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BUSINESS ELITE
Business Premium

Platinum Business Card

India's Premier Business Credit Card

Designed for successful business leaders and entrepreneurs who demand exceptional rewards, comprehensive expense management, and exclusive business privileges.

5X Business Rewards
Enhanced points on business spends
Expense Management
Automated tracking & reporting
Purchase Protection
Up to ₹5 lakhs coverage

Business-Focused Features

Comprehensive solutions for modern businesses

Expense Analytics Dashboard

Advanced expense tracking with real-time analytics, category-wise spending insights, and automated reporting for better financial management.

  • Real-time spending analytics
  • Category-wise expense tracking
  • Monthly automated reports
  • GST and tax ready summaries
  • Multi-location expense tracking

Employee Card Management

Issue supplementary cards to employees with customizable limits, real-time monitoring, and comprehensive control features.

  • Up to 20 supplementary cards
  • Individual spending limits
  • Real-time transaction alerts
  • Employee-wise expense reports
  • Block/unblock card functionality

Corporate Partnerships

Exclusive tie-ups with business service providers including co-working spaces, business hotels, and corporate travel partners.

  • WeWork and premium co-working discounts
  • Corporate hotel rates
  • Business class travel benefits
  • Office supplies discounts
  • Business insurance partnerships

Business Travel Benefits

Comprehensive travel benefits designed for frequent business travelers with priority services and exclusive privileges.

  • Airport lounge access (domestic & international)
  • Priority check-in and boarding
  • Travel insurance up to ₹1 crore
  • Lost luggage reimbursement
  • Emergency travel assistance

Accounting Integration

Seamless integration with popular accounting software for automated expense categorization and simplified bookkeeping.

  • Tally and QuickBooks integration
  • Automated expense categorization
  • GST-compliant transaction records
  • API access for custom integrations
  • Real-time data synchronization

Dedicated Business Support

Priority customer service with dedicated business relationship managers and 24/7 business support helpline.

  • Dedicated relationship manager
  • Priority customer service
  • 24/7 business helpline
  • Dispute resolution support
  • Account management assistance

Business Rewards Program

Maximize returns on every business expense

Business Elite Points

Up to 5X
Office Supplies & Equipment
5 Points per ₹100
Business Travel
4 Points per ₹100
Business Dining
3 Points per ₹100
Fuel & Transportation
3 Points per ₹100
All Other Categories
2 Points per ₹100

Business Redemption Options

Statement Credit ₹1 = 25 points
Business Travel Flight bookings & upgrades
Office Equipment Laptops, printers, software
Business Vouchers Amazon Business, Office Depot
Hotel Stays Business hotels worldwide
Business Services Marketing, legal, consulting

Business Fees & Charges

Joining Fee ₹15,000 + GST
Annual Fee ₹15,000 + GST
Supplementary Card Fee ₹2,500 + GST each
Interest Rate 3.25% per month
Cash Advance Fee ₹500 or 2.5%
Foreign Transaction 3.5%
Annual fee waived on business spending ₹8 lakhs in a year

Business Eligibility

Business Age 2+ years in operation
Annual Turnover ₹25 lakhs+ per annum
Applicant Business Owner/Partner/Director
Credit Score 700+ (Good to Excellent)
Business Type Proprietorship, Partnership, Pvt Ltd

Business Documents Required

Streamlined documentation for quick business approval

Personal Documents

  • PAN Card (Mandatory)
  • Aadhaar Card
  • Passport size photographs
  • Address proof (utility bills/bank statement)
  • Income proof (salary slips/IT returns)

Business Documents

  • Business PAN Card
  • GST Registration Certificate
  • Business address proof
  • MOA & AOA (for companies)
  • Partnership deed (for partnerships)
  • Shop & Establishment license

Financial Documents

  • Business bank statements (12 months)
  • IT returns (business - 3 years)
  • Financial statements/Balance sheet
  • Profit & Loss statements
  • Audited financials (if applicable)
  • Sales/Turnover certificates

Business EMI & Special Offers

Flexible payment solutions for business needs

Business EMI Calculator

Monthly EMI ₹44,960
Total Interest ₹39,520
Total Amount ₹5,39,520

Business Offers

Business Equipment EMI

Convert office equipment purchases to No Cost EMI

Laptops, printers, furniture & more

Fuel Savings

Save ₹3 per litre at Indian Oil, HP, and Bharat Petroleum

Up to 150 litres per month

Business Partnerships

Exclusive discounts with WeWork, OYO, and business service providers

Up to 30% savings on business services

Business Delivery

Free shipping and priority delivery on business purchases

Amazon Business, Flipkart Business

Business Application Process

Get approved for your business card in 4 simple steps

1

Business Application

Fill out our comprehensive business application form with company details, financial information, and business requirements.

  • Business information verification
  • Financial assessment
  • Instant preliminary approval
2

Document Verification

Submit business and personal documents through our secure portal or schedule a visit from our business relationship manager.

  • Business document verification
  • Financial document review
  • On-site verification if required
3

Credit Assessment

Our business underwriting team reviews your application, credit history, and business financials for final approval.

  • Business credit analysis
  • Financial stability assessment
  • Credit limit determination
4

Card Delivery & Activation

Receive your Platinum Business Card with supplementary cards and get onboarded with dedicated business support.

  • Express card delivery
  • Business account setup
  • Dedicated relationship manager assignment

Ready to Elevate Your Business?

Join thousands of successful businesses using our Platinum Business Card

Business Card FAQs

Common questions about our Platinum Business Card

What makes this card ideal for businesses?

The Platinum Business Card offers enhanced rewards on business categories (5X points), comprehensive expense management tools, employee card controls, GST-compliant reporting, and dedicated business support - making it perfect for managing business finances efficiently.

Can I issue cards to my employees?

Yes, you can issue up to 20 supplementary cards to employees with individual spending limits, real-time monitoring, and detailed expense tracking for each card holder.

How does the expense management system work?

Our platform automatically categorizes expenses, generates GST-compliant reports, integrates with popular accounting software like Tally and QuickBooks, and provides real-time spending analytics for better financial control.

What business documents are required?

You'll need business registration documents, GST certificate, business PAN, financial statements, bank statements (12 months), and personal identification documents of the applicant.

Are there any foreign transaction fees?

Yes, there's a 3.5% foreign transaction fee on international purchases. However, the enhanced rewards on business travel often offset this cost for frequent business travelers.

How can I track employee spending?

Our business dashboard provides real-time tracking of all employee card transactions, with instant SMS/email alerts, spending limit controls, and detailed employee-wise expense reports.