India's Most Exclusive Credit Card
Experience unlimited luxury with India's most prestigious credit card. Designed for high-net-worth individuals who demand the finest in life.
Premium benefits crafted for the discerning elite
Access to 1,300+ airport lounges worldwide including Priority Pass, Plaza Premium, and exclusive airline lounges.
Exclusive privileges at premium hotels across India and worldwide through our elite partnerships.
Curated dining experiences at India's finest restaurants with exclusive reservations and special privileges.
Complete peace of mind with extensive insurance coverage tailored for high-value lifestyles.
Premium ground transportation services with chauffeur-driven luxury vehicles across major Indian cities.
VIP access to exclusive events, cultural shows, sporting events, and private member experiences.
Maximize every rupee spent with our premium rewards program
Simple documentation process for quick approval
Flexible payment options and exclusive deals
Convert purchases above ₹5,000 to No Cost EMI at select merchants
Valid on electronics, furniture & moreSave up to 25% on flights and hotels with exclusive travel partners
MakeMyTrip, Booking.com, ExpediaComplimentary meals and exclusive discounts at premium restaurants
1+1 offers at 1000+ restaurantsExclusive discounts and cashback at luxury brands and online platforms
Amazon, Flipkart, Brand FactoryGet approved in just 3 simple steps
Fill out our secure online application form with your basic details. Takes less than 5 minutes to complete.
Upload required documents through our secure portal or schedule a visit from our representative.
Upon approval, receive your Elite Black Card via secure delivery within 5-7 working days.
Join India's most exclusive credit card community
Everything you need to know about the Elite Black Card
The Elite Black Card is India's most exclusive credit card with no preset spending limit, unlimited rewards, and unparalleled luxury benefits. It offers 5X points on all spends, access to exclusive events, personal concierge services, and premium travel benefits that are unmatched in the Indian market.
The minimum annual income requirement is ₹50 lakhs. This ensures that cardholders can fully utilize the premium benefits and maintain the exclusive nature of the card.
Earn 5 points for every ₹100 spent on all categories, with bonus points on travel (10X), dining (8X), and luxury shopping (7X). Points never expire and can be redeemed for flights, hotels, shopping, or statement credits with excellent redemption value.
No, the Elite Black Card has zero foreign transaction fees, making it perfect for international travel and overseas transactions.
The annual fee of ₹50,000 is waived when you spend ₹15 lakhs or more in a year. Given the unlimited rewards and premium benefits, most cardholders easily meet this threshold.
Comprehensive coverage includes travel insurance up to ₹2 crores, air accident cover up to ₹5 crores, purchase protection up to ₹10 lakhs, and emergency medical assistance worldwide.