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CARD HOLDER
Lifestyle Card

HDFC Millennia Credit Card

Perfect for Digital Lifestyle

Experience the benefits of HDFC Millennia Credit Card with comprehensive rewards and premium features.

1% Cashback
On select categories
4 Lounge Visits
Per year domestic & international
₹50 lakhs
Air accident insurance
Apply Now View Details

Key Features & Benefits

Comprehensive benefits designed for your needs

Airport Lounge Access

Premium lounge access across domestic and international airports.

  • 4 visits per year domestic visits per year
  • 4 visits per year international visits per year
  • Priority Pass and Plaza Premium networks
  • Access to premium airport lounges worldwide

Comprehensive Insurance

Extensive insurance coverage for peace of mind.

  • Air Accident Cover: ₹50 lakhs
  • Travel Insurance: Basic coverage
  • Zero liability protection against fraud

Digital Features

Modern digital banking features.

  • HDFC Bank Mobile Banking integration
  • Contactless payments enabled
  • Virtual card for online security

Cashback Program

Earn and redeem across all spending categories

5% cashback on online spends, 1% on offline
Rewards
On all spending

Redemption Options

Multiple redemption options including statement credit, travel bookings, and shopping vouchers.

Fees & Charges

Joining Fee ₹1000 + GST
Annual Fee ₹1000 + GST
Interest Rate 23.88% per annum
Cash Advance Fee ₹500 or 2.5% whichever is higher
Foreign Transaction ₹3.5 + GST
Annual fee waived on spending ₹1 lakh in a year

Eligibility Criteria

Age 21-65 years
Income ₹6L+ per annum
Credit Score 700+

Documents Required

Simple documentation process for quick approval

Identity Proof

  • PAN Card (Mandatory)
  • Aadhaar Card
  • Passport
  • Driving License
  • Voter ID Card

Address Proof

  • Aadhaar Card
  • Utility Bills (within 3 months)
  • Bank Statement
  • Rent Agreement
  • Property Tax Receipt

Income Proof

  • Latest 3 months salary slips
  • Bank statements (6 months)
  • Form 16 / IT Returns
  • Employment Certificate
  • Business financial documents

EMI & Special Offers

Flexible payment options and exclusive deals

EMI Calculator

Monthly EMI ₹18,067
Total Interest ₹8,402
Total Amount ₹1,08,402

Special Offers

No Cost EMI

Convert purchases above ₹5,000 to No Cost EMI at select merchants

Valid on electronics, furniture & more

Travel Offers

Save up to 25% on flights and hotels with exclusive travel partners

MakeMyTrip, Booking.com, Expedia

Dining Offers

Complimentary meals and exclusive discounts at premium restaurants

1+1 offers at 1000+ restaurants

Shopping Benefits

Exclusive discounts and cashback at luxury brands and online platforms

Amazon, Flipkart, Brand Factory

Simple Application Process

Get approved in just 3 simple steps

1

Apply Online

Fill out our secure online application form with your basic details. Takes less than 5 minutes to complete.

  • Secure SSL encryption
  • Real-time form validation
  • Instant eligibility check
2

Document Verification

Upload required documents through our secure portal or schedule a visit from our representative.

  • Digital document upload
  • Video KYC available
  • Doorstep document collection
3

Get Your Card

Upon approval, receive your credit card via secure delivery within 7-10 working days.

  • Express delivery available
  • SMS and email tracking
  • Instant digital card access

Ready to Apply?

Join thousands of satisfied customers who enjoy the benefits of HDFC Millennia.

Ready to Experience Lifestyle Card?

Join thousands of satisfied customers who enjoy the benefits of HDFC Millennia Credit Card.

Online application available
7-10 days processing time
Video KYC available
Track application status online

*Terms and conditions apply. Subject to bank approval.

Frequently Asked Questions

Everything you need to know about HDFC Millennia

What makes HDFC Millennia different from other lifestyle cards?

HDFC Millennia offers comprehensive rewards, premium benefits, and excellent value for money. With competitive reward rates, airport lounge access, insurance coverage, and flexible redemption options, it's designed for modern cardholders who value both convenience and premium features.

What is the minimum income requirement for this card?

The minimum annual income requirement is [object Object]. This ensures that cardholders can fully utilize the premium benefits and maintain responsible credit usage.

How does the rewards program work?

Earn reward points on all your spends across various categories. Points can be redeemed for flights, hotels, shopping vouchers, or statement credits. The program offers excellent redemption value and flexible options to suit your lifestyle.

What are the key benefits included?

Key benefits include airport lounge access, comprehensive insurance coverage, milestone rewards, special offers on dining and travel, fuel surcharge waiver, and access to HDFC Bank's extensive banking network.

How can I waive the annual fee?

The annual fee of 1000 + GST can be waived based on your annual spending. Annual fee waived on spending ₹1 lakh in a year. This makes the card cost-effective for regular users.

What documents are required for application?

Required documents include PAN Card (mandatory), identity proof (Aadhaar/Passport/Driving License), address proof (utility bills/bank statements), and income proof (salary slips/ITR/bank statements). Video KYC and doorstep document collection are also available.